2029 financial crisis

The Temporal Arbitrage Collapse: When Modern Finance Ran Out of Time

Three-Time Impossibility theorem triangle showing chronological pricing, biological delivery, and temporal variance cannot coexist - with Temporal Coverage Ratio calculator and timeline of temporal default at age 50

Every mortgage, bond, student loan, and insurance policy in the world is a bet on time staying predictable. Attention debt made time unpredictable. Trillions in obligations now rest on a temporal assumption that no longer holds. Maya is thirty-two years old. She has a thirty-year mortgage and $87,000 in student loans. Her payments total $2,840 The Temporal Arbitrage Collapse: When Modern Finance Ran Out of Time